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Author Topic: Mint.com - QuickBooks-like  (Read 478 times)

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Agent Orange

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Mint.com - QuickBooks-like
« on: February 18, 2009, 12:27:15 AM »

Mint.com has impressed me recently.

Mint.com has a huge databases of banks and other financial institutions (even my retirement fund at NGC) and what you do is you put in your login information for all of your credit-cards, savings, loans, checking and retirement. Once you do this, it then imports all of your account statuses. You can then add in any property that you own to give yourself a good sense of your worth vs. debt ratio.

What's cool is that Mint is a really good guesser and sorts everything into catagories for you. You can change and tweak as you please of course.

Then it sort of will autobudget for you, unless you set your own. It will take a few months of getting your spending habits down, but once it does, it does well alerting you to when you get close to, say overspending in entertainment or eating Fast Food, if you want.

You can also see how your spending overall or in a particular area measures up to people in your state (or any other state for that matter) and even bounce your retirement against how well the stock markets have been doing.

Again, all of this is automatic, except for your budget (if desired) and recatagorizing (if desired).

I have multiple banks for different things, and Mint helps me keep how much I have on hand and where right when I want to know and also, gives me a heads up to when my debt payments are due and identify spending trends.

All for free. The catch? They get paid for the offers that are unintrusive that you can click on the button for, but you don't have to, so you'll never see an ad.
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CJmango

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Re: Mint.com - QuickBooks-like
« Reply #1 on: February 18, 2009, 12:37:10 AM »

Kind-of scary to put your bank info, etc on a 3rd party website, but I'm going to check it out right now.  That's actually a really cool idea.
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Agent Orange

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Re: Mint.com - QuickBooks-like
« Reply #2 on: February 18, 2009, 12:43:08 AM »

Kind-of scary to put your bank info, etc on a 3rd party website, but I'm going to check it out right now.  That's actually a really cool idea.
Oh forgot about that part. Its Verisign's SSL Cert. (The TopTier SSL Root Cert.) and TRUSTe says their privacy policy is good to go. And of course for security, they use McAfee's Vulnerability Scanning Suite (I don't know how good they really are, but HackSafe, not McAfee is currently the standard to use right now).

But hey I trust it, and you know how I am about security.
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CJmango

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Re: Mint.com - QuickBooks-like
« Reply #3 on: February 18, 2009, 12:51:14 AM »

But hey I trust it, and you know how I am about security.

That's why I dove right in.
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Potato Wedge Antilles

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Re: Mint.com - QuickBooks-like
« Reply #4 on: February 18, 2009, 01:37:00 AM »


But hey I trust it, and you know how I am about security.


AO had a McAfee implanted into his wife's vajayjay
It scans for viruses every time he returns from a business trip.
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Vaj is for Fags

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Re: Mint.com - QuickBooks-like
« Reply #5 on: February 18, 2009, 02:31:26 AM »

Hahah.

Yeah, my thought was the same as CJ's.  From a security standpoint it makes me nervous.  It basically means the site is going to be a much higher priority target than most others because of the wealth of information the site contains, at least from my point of view.
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Agent Orange

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Re: Mint.com - QuickBooks-like
« Reply #6 on: February 18, 2009, 02:58:07 AM »

Hahah.

Yeah, my thought was the same as CJ's.  From a security standpoint it makes me nervous.  It basically means the site is going to be a much higher priority target than most others because of the wealth of information the site contains, at least from my point of view.
It wouldn't actually matter. Mint doesn't store your financial credintials. It's stored at your financial institution for autologin. So if someone did hack Mint, then they couldn't steal your info. anyway.
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TheRxBandit

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Re: Mint.com - QuickBooks-like
« Reply #7 on: February 18, 2009, 11:02:17 AM »


But hey I trust it, and you know how I am about security.


AO had a McAfee implanted into his wife's vajayjay
It scans for viruses every time he returns from a business trip.

This may very possibly be the funniest thing you have ever said.
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Agent Orange

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Re: Mint.com - QuickBooks-like
« Reply #8 on: February 21, 2009, 12:23:35 PM »


But hey I trust it, and you know how I am about security.
Except the word "vajayjay" is probably the gayest way to say Vagina.


AO had a McAfee implanted into his wife's vajayjay
It scans for viruses every time he returns from a business trip.

This may very possibly be the funniest thing you have ever said.
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